+27 (0) 13 110 0304 insurance@calibreholdings.co.za
FSP No: 55214 | NCR CP 22666

Insurance Products

Comprehensive construction insurance solutions tailored to your project needs

Core Cover

Contractors All Risk (CAR)

Our flagship construction insurance product providing comprehensive coverage for construction works. Protects against material damage and third-party liability during the construction period.

Material Damage Cover

Protection for construction materials, works in progress, and temporary structures

Third Party Liability

Coverage for injury to third parties or damage to their property

Advanced Business Interruption

Covers loss of profits due to project delays from insured events

Optional SASRIA

Add coverage for civil commotion, riots, strikes, and terrorism

Get CAR Quote

Coverage Options

Section I: Material Damage Included

Construction works, materials, plant & equipment

Section II: Liability Included

Third party bodily injury and property damage

Section III: SASRIA Optional

Special risks including civil commotion and terrorism

Who Needs This Cover?

Architects
Engineers
Project Managers
Quantity Surveyors
Consulting Engineers
Design Professionals
Professional Cover

Professional Indemnity

Essential protection for construction professionals against claims of negligence, errors, or omissions in their professional services. Covers legal defense costs and damages awarded.

Design Errors & Omissions

Coverage for mistakes in design, specifications, or calculations

Legal Defense Costs

Full coverage for legal fees even if claim is groundless

Retroactive Coverage

Protection for past work with appropriate retroactive date

Get PI Quote
Equipment Cover

Plant All Risk

Comprehensive protection for your construction plant, machinery, and equipment. Covers owned, hired-in, and leased equipment against damage or loss.

Mobile Equipment

Cover for excavators, bulldozers, cranes, and mobile plant

Hired-in Plant

Protection for leased or rented equipment under your care

Transit Coverage

Protection while equipment is being transported to site

Get PAR Quote

Equipment We Cover

Excavators
Bulldozers
Cranes
Compressors
Drilling Equipment
And More...

Coverage Limits Available

R 5 Million Basic Cover
R 10 Million Standard Cover
R 20 Million Enhanced Cover
R 50 Million+ High Value Projects

Higher limits available on request for major projects

Liability Protection

Public Liability

Essential protection against claims from third parties for bodily injury or property damage arising from your construction operations. Often required by contract.

Third Party Injury

Coverage for bodily injury to members of the public

Property Damage

Protection against damage to third party property

Legal Expenses

Coverage for legal costs in defending claims

Get Liability Quote
South African Special Risk

SASRIA Coverage

Optional Special Risk Insurance covering damage caused by civil commotion, public disorder, strikes, riots, and terrorism. Essential for South African construction projects.

Civil Commotion

Coverage for strikes, riots, and public disorder affecting your construction site

Terrorism Cover

Protection against acts of terrorism and politically motivated violence

Political Risk

Coverage for politically motivated damage and public disorder events

Combined Insurance Packages

Save with our bundled construction insurance solutions

Contractors Package

Essential cover for contractors

  • Contractors All Risk
  • Public Liability
  • Plant All Risk
  • Professional Indemnity
Get Package Quote
POPULAR

Complete Package

Comprehensive protection

  • Contractors All Risk
  • Public Liability
  • Plant All Risk
  • Professional Indemnity
Get Package Quote

Enterprise Package

For large contractors

  • All Complete Package covers
  • SASRIA Cover
  • Performance Guarantee
  • Free Bid Bonds
Get Package Quote

Ready to secure your project?

Get a comprehensive quote including free Bid Bonds and optional SASRIA cover within 24 hours.